Real Estate Glossary


Terms and concepts to improve your real estate understanding.
Browse the glossary using this index

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F

Fair Business Practices Act

This act prohibits business transactions that would result in substantial damage to citizens of Georgia. It also regulates advertising and restricts activities that encourage consumer transactions.

Fair Housing Act

title VIII of the Civil Rights Act of 1968, which declares a national policy of providing fair housing throughout the United States. Makes discrimination based on race, color, sex, familial status, handicap religion or national origin illegal in connection with the sale or rental of most dwellings.

Familial

defined as having one or more individuals under the age of 18 living with a parent or guardian. It also includes a woman who is pregnant and anyone in the process of receiving custody of a child under the age of 18.

Fannie Mae

a government sponsered enterprise established to purchase mortgage loans in the secondary mortgage market from the primary lenders.

Farm Credit System

a federal agency of the Department of Agriculture that offers programs to help families purchase or operate family farms.

Farm Service Agency (FSA)

a federal governement agency that provides credit assistance to farmers and other individuals who live in rural areas.

Farmer Mac

a government sponsered enterprise that operates similary to Fannie Mae and Freddie Mac but for agricultural loans.

Federal Deposit Insurance Corporation (FDIC)

an independent federal agency that insures the deposits in commercial banks.

federal funds rate

is the rate recommended by the Federal Reserve for the member banks to charge each other on short term loans.

Federal Reserve System

the country's central banking system, which exercises responsibility for the nation's monetary policy by regulating the supply of money and interest rates.

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