Real Estate Glossary
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Fair Business Practices Act
This act prohibits business transactions that would result in substantial damage to citizens of Georgia. It also regulates advertising and restricts activities that encourage consumer transactions.
Fair Housing Act
defined as having one or more individuals under the age of 18 living with a parent or guardian. It also includes a woman who is pregnant and anyone in the process of receiving custody of a child under the age of 18.
Farm Credit System
a federal agency of the Department of Agriculture that offers programs to help families purchase or operate family farms.
Farm Service Agency (FSA)
a federal governement agency that provides credit assistance to farmers and other individuals who live in rural areas.
Federal Deposit Insurance Corporation (FDIC)
an independent federal agency that insures the deposits in commercial banks.
federal funds rate
is the rate recommended by the Federal Reserve for the member banks to charge each other on short term loans.
Federal Reserve System
the country's central banking system, which exercises responsibility for the nation's monetary policy by regulating the supply of money and interest rates.